Earning, spending and saving or investing money is a practical expression of a person’s purpose in future, usually. This is a cause for concern in a relationship that when priorities are out of sync, money issues can become a divisive cause even in a once peaceful relationship.

By working together toward financial freedom, money can cease being a source of conflict and become a way to express our highest values, while providing comfort and security to those we love most.

Here are ways that you, as a couple, can improve your relationship with money:

Learn to have fun without a lot of money, movie night at home, home-cooked meal, free concert, or ice cream cone are just a few of the opportunities available to enjoy time with your lover without spending a lot of money.

Pay attention to your partner’s financial habits. Just because your partner shares a lot of fun  does not mean that he or she is fiscally responsible. Before you commit yourself, learn how your partner handles the big issues of real life, including financial matters.

Discuss your dreams and goals with your partner. Almost everything you do in your lives together will cost money. Make sure your partner’s goals are compatible with yours.

Organise regular “money meetings” to discuss your financial situation, dreams, and goals. Use this time to brainstorm creative solutions to problems and generate ideas to improve your future.

Work with your mate’s personality, instead of against it. One of you makes financial decisions instantly, while the other one deliberates for days. One of you hates paperwork, while the other has anxiety if every blank is not filled out completely and perfectly. Focus on a positive outcome, not the method of travelling.

Don’t ignore your partner’s needs. It may not be important to you, but if it’s important to your partner, it’s important to your partnership. Treat your partner as a business associate, not a dumping ground. Hear what your partner is saying, consider it, and respond.